About Us
Who we are
At Mutual Wealth Organization Bank, we aim to be the bank of choice for all socially-minded organisations across the UK. Through safe, sustainable growth, we support our customers in delivering social, economic, or environmental change within their communities — while also meeting their commercial goals.
Mutual Wealth Organization Bank provides sustainable banking services to businesses that share our principles of integrity and responsible action. We only accept deposits or provide finance to organisations that align with our values and where measurable impact can be achieved.
In 2023, our total committed loans surpassed £1 billion for the first time since Mutual Wealth Organization Bank was established, and we proudly served over 9,000 customers. As we grow, our commitment to a ‘double bottom line’—financial performance and social impact—continues to support customers in delivering positive change in their communities.
We remain dedicated to pursuing safe, sustainable growth into the future.
How do we deliver impact?
A Purpose-Driven Approach
At Mutual Wealth Organization Bank, our mission is to build a better society through sustainable banking—not merely to maximize profits. We believe finance should be a force for good.
Community-Focused Banking
Guided by our core principle of banking with integrity, Mutual Wealth Organization Bank works to improve the lives of individuals and communities across the UK.
Measuring Social Impact
Every loan we approve is aligned with one or more of the United Nations Sustainable Development Goals (SDGs) and is carefully assessed for the positive social impact it will create. This ensures our funding leads to real, measurable outcomes.
Supporting Growth and Well-being
We are dedicated to supporting the growth of small and medium-sized UK businesses and social enterprises. Our work helps create training and employment opportunities, expand healthcare services, provide housing for vulnerable people, and support organisations in reducing their carbon footprint in response to climate change.
Expert Guidance and Support
With deep expertise in key sectors, Mutual Wealth Organization Bank offers guidance and support tailored to our customers’ needs—so they can focus on growing their organisations and delivering meaningful social impact.
Values-Driven Banking
Our values guide every decision we make, ensuring we act responsibly and contribute to a fairer, more inclusive society. They help us serve our customers, stakeholders, and communities with integrity and purpose.
Committed to Net Zero
We understand the critical role financial institutions must play in tackling climate change. Mutual Wealth Organization Bank is committed to helping our customers transition to Net Zero, reducing our own emissions, and managing the risks associated with a changing climate.
Pioneer in Ethical Banking
Mutual Wealth Organization Bank is proud to lead the way in ethical banking. We were the first bank accredited as a Living Wage Employer and the first to receive the Fair Tax Mark. Most recently, we became the first UK bank to support the ‘Retrofit Credits’ scheme, helping housing associations lower the carbon footprint of their housing stock and improve insulation for tenants.
Careers
We’re more than just a financial institution — we’re Mutual Wealth Organization Bank.
A community-focused bank committed to creating lasting, positive impact.
Join our team and become part of a supportive, inclusive workplace where your skills are valued, and your career can thrive.
Together, we’ll empower individuals, strengthen communities, and drive meaningful social and economic change.
High levels of customer satisfaction
At Mutual Wealth Organization Bank, we’re committed to delivering exceptional customer service.
When you contact us, you’ll always speak to a real person — no bots, no endless menus.
All our teams, including our friendly and knowledgeable Call Centre, are proudly based in the UK, ready to support you with professionalism and care.
Why Choose Us ?
At Mutual Wealth Organization Bank, we prioritize your financial success through personalized service, transparency, and trust. Our team of experienced professionals is committed to helping you grow and protect your wealth with tailored solutions that meet your unique goals. We offer a full suite of banking and investment services backed by cutting-edge technology and secure platforms. As a client-focused institution, we value long-term relationships and community impact. Whether you’re saving, investing, or planning for the future, choose a partner who puts your interests first. Choose Mutual Wealth Organization Bank – where your wealth works for you..
We Secure Your
Data Savely
Your data is protected with advanced encryption and strict security protocols, ensuring complete privacy and peace of mind always.
Easy To Transfer To Another Bank
Transfer funds quickly and easily to any UK bank with just a few taps—fast, reliable, and hassle-free service.
Safe And Secure Payment
Make payments confidently using our secure system, protected with real-time monitoring and advanced fraud prevention technology at every step.
Digital Loan For Any Situation
Apply for flexible digital loans anytime—perfect for unexpected expenses, home improvements, or personal needs, with quick approval decisions.